Method Financial
Financial connectivity APIs for consumer-permissioned liability data and payments.
- Founded
- 2021
- Headquarters
- San Francisco, CA
- Employees
- 51-200
- Latest Round
- Series B
- Est. Valuation
- ~$200M
Investment Thesis
The $4 trillion bill pay market lacks modern infrastructure. Fintechs and lenders struggle to connect to consumer liability accounts for loan repayment and debt management.
Method provides consumer-permissioned financial connectivity APIs that let apps read and write to liability accounts across 15,000+ financial institutions — enabling seamless balance transfers, repayments, and debt consolidation.
Open banking and consumer-permissioned data are reshaping financial services. Fintech adoption is accelerating and companies need reliable infrastructure to move money.
Powers 60+ fintech clients including SoFi, Figure, Aven, Happy Money, and Bilt Rewards.
Jose Bethancourt, Kevin Farnham, and Jesus Marco del Carmen. Y Combinator alumni.